Free Calculators & Tools

Net salary after income tax, NI, pension and student loan deductions. Updated for 2025/26.

Monthly repayments, total interest and full amortization schedule with overpayment option.

Income tax, Class 2 and Class 4 NI for sole traders and freelancers. Includes payment on account.

Work out the gross salary needed to achieve your desired take-home pay. Useful for job offers.

Take-home pay after federal income tax, Social Security, Medicare and state taxes. All 50 states.

Monthly payment including P&I, PMI, property tax and insurance. Full amortization table.

Australia Income Tax Calculator

Take-home pay after income tax, Medicare levy and HECS-HELP for 2025/26 financial year.

Compound Interest Calculator

See how savings and investments grow over time. Supports lump sum, regular contributions and a visual chart.

Capital Gains Tax Calculator

Estimate capital gains tax on shares and property for the UK and US, using 2025 rates and allowances.

Debt Payoff Calculator

Compare debt snowball vs avalanche strategies. See which saves more interest and pays off faster.

Rent vs Buy Calculator

Compare the true long-term cost of renting vs buying. Includes break-even point and net wealth comparison.