Privacy Policy

1. Who We Are

Aienly ("we", "us", "our") operates the website aienly.com (the "Site"). We provide free online finance calculators for users in the UK, United States and Australia.

For privacy enquiries, you can contact us via our Contact page.

2. What Data We Collect

2a. Data you provide directly

• Contact form submissions — your name, email address and message, if you choose to contact us.
• Account registration (if applicable) — email address and a hashed password.

2b. Calculator inputs

All financial inputs you enter into our calculators (salary, mortgage amount, etc.) are processed entirely in your browser using JavaScript. We do not transmit, log or store your financial inputs on our servers.

2c. Data collected automatically

• Log data — your IP address, browser type, referring URL, pages visited and timestamps. Stored temporarily in server logs for security and debugging.
• Cookies — see Section 5 below.
• Analytics data — aggregated, anonymised usage statistics via Google Analytics (if enabled).

3. How We Use Your Data

• To respond to enquiries submitted via the contact form.
• To maintain the security and performance of the Site.
• To understand how visitors use the Site so we can improve it (analytics).
• To display relevant advertising via Google AdSense and/or Adsterra (see Section 6).
• To comply with legal obligations.

4. Legal Basis for Processing (UK/EU GDPR)

For users in the UK or European Economic Area, we process personal data under the following lawful bases:

• Legitimate interests — operating and improving the Site, security monitoring.
• Consent — advertising cookies and analytics cookies, where your consent is required.
• Contract — to provide services if you create an account.
• Legal obligation — where required by law.

5. Cookies

We use the following types of cookies:

You can control cookies via your browser settings. Note that disabling cookies may affect Site functionality. For more about Google's advertising cookies, visit Google's Ads Policy.

6. Advertising

Aienly displays advertisements served by third-party ad networks, which may include Google AdSense and Adsterra. These networks may use cookies and similar technologies to serve ads based on your prior visits to our Site or other sites.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our Site and/or other sites. You may opt out of personalised advertising by visiting Google Ad Settings.

7. Data Sharing

We do not sell your personal data. We may share data with:

• Google — analytics and advertising services.
• Adsterra — advertising services.
• Namecheap / hosting provider — server infrastructure only.
• Law enforcement or regulators — where required by law.

8. Data Retention

• Server logs — retained for up to 30 days, then deleted.
• Contact form submissions — retained for up to 12 months, then deleted.
• Account data — retained for as long as your account is active or until you request deletion.

9. Your Rights

UK & EU users (UK GDPR / GDPR)

• Right to access your personal data
• Right to rectification (correction of inaccurate data)
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Right to withdraw consent at any time

California users (CCPA)

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt out of the sale of personal information (we do not sell personal data)
• Right to non-discrimination for exercising your rights

Australian users (Privacy Act 1988)

• Right to access personal information we hold about you
• Right to request correction of inaccurate information
• Right to complain to the Office of the Australian Information Commissioner (OAIC)

To exercise any of these rights, please contact us. We will respond within 30 days.

10. Children's Privacy

Aienly is not directed at children under 13 (or under 16 for UK/EU users). We do not knowingly collect personal data from children. If you believe a child has submitted personal data to us, please contact us and we will delete it promptly.

11. Third-Party Links

Our Site may contain links to external websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal data.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of the Site after changes constitutes acceptance of the updated policy.

13. Contact Us

For any privacy-related questions, requests or complaints, please use our Contact page. UK users who are not satisfied with our response may lodge a complaint with the Information Commissioner's Office (ICO). Australian users may contact the OAIC.